David has been working in the Financial Services industry since 1982. He gained early experience in the head offices of large insurance companies, developing a widespread knowledge of the industry.

In 1995, David began advising clients face-to-face, working for Clerical Medical Investment Group before moving on to Prudential and then Bradford & Bingley in his first independent role. It was there that he developed a passion for investment planning, and after five successful years, he was headhunted by Skipton Financial Services to lead the team responsible for delivering inheritance tax advice to Daily Telegraph readers.

However, David missed the day-to-day contact with clients and returned to an advisory role in 2005. He holds the Chartered Insurance Institute's advanced qualification in Taxation and Trusts, which he earned in 1997. David is married to Mandy and has three daughters, Remy, Mia, and Emily. In his spare time, he enjoys all forms of sport and has run nine marathons, with a tenth planned for April 2014, where he will be raising money for Action Medical Research.

Ian began his career in a completely different industry, working as a Facilities Manager for the BBC. He had previously trained in various roles.

After realising his interest in people management, budgeting, and finance, Ian decided to retrain in the 1990s and entered the field of Financial Planning. He provided face-to-face advice and services for 19 years, working as an Independent Financial Adviser for both Bradford & Bingley and Skipton Financial Services. He specialised in Investment planning & Inheritance Tax mitigation, utilising Trusts among other solutions.

Ian has a caravan on the coast where he spends time with his three children, Michael, Harry, and Amy, as well as their partners and grandchildren, enjoying the British weather. Whilst also looking after clients during both daytime and evening, this pretty much uses up all of his time!

After completing a degree in Economics at the University of Surrey, Fred joined us in August 2016. He spent the next year gaining his Level 4 Diploma in Financial Planning, as well as additional qualifications in Mortgage Advice and Equity Release.

Since then, he has gained face-to-face client experience and used his time with us to study and pass the Level 6 Advance Diploma in Regulated Financial Advice. He achieved Chartered Financial Planner status in March 2023.

Fred lives with his fiancé Becca and their dog Luna in Canterbury. In his spare time, he enjoys going on dog walks, especially with a pub lunch halfway along the route, as well as scuba diving when the weather allows.

After gaining extensive experience in Retail Management, Harry decided to pursue a career in the financial services industry. In October 2015, his dad Ian and joint business partner David agreed to take him on after many years of growing the business.

Since then, Harry has completed his Level 4 Diploma in Financial Planning, as well as additional qualifications in Mortgage Advice and Equity Release. Alongside Fred, he aims to achieve Chartered Financial Adviser status in the coming years by completing the Level 6 Advance Diploma in Regulated Financial Advice. Harry deals with clients on a daily basis, gaining valuable experience.

Outside of work, Harry has a rather hectic home life with his fiancée Charlotte, three young daughters Ella, Ava, and Daisy, and puppy Jax. He spends the majority of his time enjoying family life. On the odd occasion Harry has spare time, he enjoys watching (and attempting to play) football, socialising with friends, and, subject to the Grandparents agreeing to babysit, spending some rare one-on-one time with Charlotte.